вЂњThis summary is supplied to introduce an array of ideas in a simplified type which can be further described below when you look at the detail by detail description. This summary is certainly not designed to determine key features or important options that come with the advertised material, neither is it designed to be employed to restrict the range for the advertised material.вЂќ
The claims furnished by the inventors are:
вЂњWhat is reported:
вЂњ1. A non-transitory computer-readable directions which, whenever performed by more than one processors of some type of computer system, cause more than one products to do a way for originating that loan utilizing a plurality of historic direct deposits to a merchant account, said method comprising: delivering, because of the computer system, a user by having a self-service software that displays a display on a person unit and allows the consumer to request a loan whilst the individual unit is attached to the computer system; getting a demand at an internet site supplied by a monetary solutions provider for the loan from a person; ascertaining a quantity of the plurality of historic direct deposit; ascertaining a regularity regarding the plurality of historic direct deposits; determining that loan quantity as a share associated with the number of the plurality of historical direct deposits; determining a payment routine prior to the mortgage quantity plus the frequency for the plurality of historic direct deposits, wherein the frequency regarding the plurality of historical direct deposits limits a payment amount of the mortgage; and limiting re re re payment from funds through the loan to just billers who possess a digital relationship aided by the economic solutions provider.
вЂњ2. The non-transitory computer-readable medium of claim 1, wherein the technique further comprises deducting re re re payments to settle the mortgage from the next direct deposit.